Send money home to the Philippines — for less.

TulayPay is building a money bridge from US dollars to Philippine pesos — our goal: the lowest all-in cost on the corridor, into GCash, Maya, any major e-wallet, bank account, or cash pickup. TulayPay will charge no receive fee for your family.

TulayPay — Ang Tulay ng Pera Pauwi. Malapit na.

You send $100
₱6,247.30 target
Rate ₱62.47 · $0.49 flat fee · ₱0 to receive · ≈0.99% all-in cost — our pre-launch target
You send $500
₱31,236.48 target
Rate ₱62.47 · $0.49 flat fee · ₱0 to receive · ≈0.60% all-in cost — our pre-launch target

These are target rates (benchmarked October 2026), not live prices. How the targets are computed: at a mid-market rate of ₱62.7869 = $1, our target rate is the mid-market rate × 0.995 = ₱62.4730, plus one flat $0.49 fee per transfer (you pay $100.49 in total to send $100; $500.49 to send $500), and ₱0 to receive. Illustrative targets only — not an offer, not a quote. Final rates will be set with our licensed partners and published before launch. Before you send, you'll see an estimated rate, every fee, and the exact amount to receive — the final rate is confirmed before you authorize the transfer. No surprises.

How it works

Three steps. No US bank visit, no remittance-center lines, no "processing fee" surprises.

1

Send from the US

Send USD from your bank account or debit card in the TulayPay app — built for Filipino workers in the US.

2

We convert at wholesale

Your dollars will convert at near-mid-market rates through licensed FX partners — the rate shown up front before you confirm.

3

Family receives pesos

Straight into their e-wallet or bank account, or cash pickup — TulayPay will charge no receive fee on their side. Cash-out or withdrawal fees may apply depending on the wallet operator's policy.

Planned coverage across the Philippines

Not GCash-only. TulayPay is being built to deliver into every major Philippine e-wallet, plus bank accounts and cash pickup nationwide.

GCash Maya ShopeePay GrabPay Coins.ph (availability at launch) Bank accounts via InstaPay / PESONet Cash pickup
Honest note: TulayPay is in development. Delivery will run on licensed partner rails in the US and the Philippines; partner discussions are underway and coverage confirms at launch. TulayPay will not hold or transmit customer funds; delivery is performed by licensed money transmitters and banks in the US and the Philippines.

More than remittance: our own wallet

TulayPay is also building a GCash-style stored-value wallet — hold USD in the US, pesos in the Philippines, send P2P, buy load, and pay bills — riding licensed banking and e-money partners, upgradable to our own licenses as volume grows.

Partner with us

Contact

Senders, partners, and investors — we'd love to hear from you.

Waitlist & general

andre@tulaypay.com

Company

TulayPay LLC (in development)
Kalamazoo, Michigan, USA

Status

Pre-launch. Partner discussions underway. No live money movement yet.